
If you have a spreadsheet that you have built or have found (that is free to distribute) please provide a link to it in the comments below.

Some may also work with Google Docs, but I have had bad luck with some of my imports into Google Docs.Įach of the budgeting sheets below have their own strengths and weaknesses, so give try them out, see what works, and make tweaks and changes if necessary. This Excel template is compatible with Excel 2003 and later versions.But whether you like to create spreadsheets or just like to use them, we have a lot of good options for you!Įach one of the sheets below are free and are designed to be used with Excel, but will more than likely work if you use OpenOffice (basically a free version of Microsoft Office). This also lets you allocate adequate amounts to your most important expense to your least important.


Because this template shows the difference or variance, you can also keep track of your losses or of how much you have deviated from your projected amounts, or your budget. This reminds you of your plan and prevents you from overspending. In addition, this template also automatically computes the total difference between your projected cost and actual cost, as well as projected income and actual income. This template auto-computes subtotals for each expense category and for monthly incomes. This Household Budget Template Worksheet for Excel lets you plan or project your financial activities, and also fill in your actual ones so you can keep track of how much you are actually spending. Compares Projected to Actual Incomes and Expenses These expenses fall into clearly defined categories, namely: Housing, Transportation, Insurance, Food, Children, Personal Care, Taxes, Savings and Insurance, Legal, Gifts and Donations, and such.

This way, you can easily plan and allocate your spending towards necessities like utilities, food, taxes and savings.
